1. What is an Udyam / MSME loan and why should I consider it?

An Udyam Loan is a short-term unsecured business loan which can be used for various purposes including working capital requirements, business expansion, etc.

2. Why should I consider Udyam

Udyam FlexLoan offers a simplified process for collateral-free loans up to Rs. 10L. It provides multiple benefits to help MSMEs succeed and scale their businesses.

3. Am I eligible for a business loan?

If you have an Udyam/MSME registered business and it is running for at least the last 6 months, you are eligible for Udyam Flex Loans

4. What is the maximum loan tenure limit for MSME loans?

Udyam Flex Loan provides loan tenure up to 12 months

5. How long does it take for a business loan to be disbursed?

After completion of verification process, disbursal takes at most 24 hrs

6. Can I get a business loan without collateral?

Yes! You can get a Business Loan without any collateral or security.

7. Who can get business loans?

We offer business loans to sole proprietorships only.

8. Is credit score important for MSMEs in order to get a loan?

Udyam Flex Loan accepts even a Low CIBIL score.

9. What is the maximum amount I can take through a business loan?

Udyam Flex Loan offer unsecured loans up to Rs 10L

Business Loan Calculator

Banking Solutions for MSMEs

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A Business Loan provides a simple path to expand your business and boost your income. Utilise the Business Loan Calculator to determine your monthly EMI payments.

Loan Amount (₹)

50K50L

Interest Rate (p.a)

11%25%

Tenure (years)

Equated Monthly Installments (EMI)

?4,419

Break-up of Total Payment

Principal Amt

?50,000

Interest Amt

?3,029

Total Amt Payble

?53,029